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Vintage 1980 Board Game – IN THE CHIPS SILICON VALLEY – The Local Investment Game of the Santa Clara Valley – 1980 by Tega. For 2-6 players.

Vintage 1980 Board Game – IN THE CHIPS SILICON VALLEY – The Local Investment Game of the Santa Clara Valley – 1980 by Tega. For 2-6 players.

  • The Local Investment Game of the Silicon Valley”!
  • The object of the game is to negotiate your way through the valley and make your wealth through proper management of your income in home purchases and business investments.
  • The game ends when every player completes the trip and all cash and investments are totaled.
  • The player with the mmost money is the winner.
  • For 2 to 6 players, ages 10 to adult.

“Welcome to the Silicon Valley! You’ll soon be traveling through the Santa Clara Valley on its main highway, earning income, buying a new car, buying a home, and making investment decisions. Naturally, you can succeed or fail; just like reality, some of the decisions are up to you.”

Many elements in this game are real businesses, Intel, HP, Varian, Memorex, San Jose Mercury, Stanford, San Jose State, Sant Clara Univ. Local major Banks, Auto dealers, Real Estate companies real places. Months of research planning and coperation and their participation. No one was ever charged to be in the game. It really played well. It would have to be done by 4 locals to understand how it had a strategy and used math skills other than counting bills.

One

List Price: $ 40.00

Price: $ 40.00

Be the first to comment - What do you think?  Posted by admin - May 8, 2012 at 4:02 am

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Investment Real Estate

Now is a Great Time to Get Into Investment Real Estate.

It has been over fifty years since real estate prices and interest rates have been this low at the same time. After the zillion megaton explosion of the real estate bubble, prices have dropped to all time lows and bargains abound. It does not take a genius to see that right now cash is king and if you have a few bucks set aside you need to look into investment real estate.

You need to be extremely careful however and use all of the tools at your disposal before making the leap. All you need to do is a drive a few blocks in any urban area to see all of the For Lease signs that are there, and many that have been there for a long, long time.

Because of the floundering economy, many businesses have gone belly up and one of the biggest casualties of the entire recession (can you say depression?) has been and will continue to be commercial investment real estate landlords. They are the ones that are left holding the proverbial bag when businesses collapse and tenants are forced to flee, many of them without paying any lease severance penalties. When businesses can no longer afford to stay in a commercial space for want of revenue, the onus goes onto the landlord to make sure that there is a great dialogue with the tenant.

In the old days a landlord would just evict a defaulting tenant without too much thought and then raise the lease prices for the next incoming business. With today’s epidemic of failing retail shops, service establishments, restaurants, auto and body shops, and ever other kind of small to medium sized businesses, investment real estate leasing space is begging for tenants.

The landlords can avoid a hasty departure by failing businesses by working with them to temporarily reduce or defer lease payments. This will give the establishment much needed breathing room and free up some cash flow. The benefit to the landlord is that he will eventually see some rents from the businesses when the economy picks up. One thing is for certain and that is that the economy will improve eventually. It may take longer this time to recover, but historically speaking, economies are cyclical and they always come back. When the economy and the failing businesses do recover the landlord will have looked like an angel to the business, eliciting loyalty, plus it will have made sound business sense.

For commercial real estate owners who cannot work out a plan for their tenants the consequences are grim. Take away that large payment each month and pretty soon you will feel it in your pocketbook, even if your pockets are deep. Many have been forced to default on their commercial loans and have watched their properties get seized by the banks.
If you are an investor looking to get into investment real estate then this is a great time. You can pick up an REO (bank owned) property for very little. Just make sure that you have a tenant or two lined up before you purchase or you could be the next one facing a foreclosure of your own.

Be the first to comment - What do you think?  Posted by admin - July 8, 2010 at 6:35 am

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Investment advice

A Word of Unintuitive Investment Advice.

If you think about it, the whole philosophy to all investment advice boils down to telling you how to buy at a low enough price, and then sell when the prices look up. But somehow, nailing the right time, is nearly impossible – especially at a time like last year when the markets were on a roller coaster – on its way into an abyss. Even the conservative mutual fund market, had such a hard time finding the right times to buy and sell last year, they actually did more poorly than the Standard & Poor’s index benchmarks.

And it wasn’t just for last year either; this is the way investing in mutual funds and stock markets turns out, if you look at it over a long enough period of time. It’s been like they tell you about casinos – over the long run, the house always wins.

The reason things pan out so badly, is that, the investment in the stock market (or even most mutual fund committees) is mostly dealt on by either an amateur investor or a short-sighted professional whose formulae know no better; and there is hardly anything scientific about the way the amateur investment process goes about its business.

People like that love to buy stocks like they buy cars – if it looks good, and a couple of your friends have it, how bad can it be? They probably haven’t heard of investment advice from the conscientious investors, that recommends investment strategies like asset allocation. These do sound kind of intimidating, but give it a listen, and you’ll know that just about anyone could swing these.

These complicated terms really just mean this: invest regularly in so many different kinds of companies and stocks, that poor performance in no one area will stick it to you that hard. A properly spread-out holding of bonds, stocks and real estate that take the counsel of all kinds of well-recognized indexes, is where you’re supposed to put your money.

What people do usually, is, when they see something going up, they wait for a while to make sure that it does keep going up, and then they buy: when the stock is close to topping out. And then when it heads down, they wait a while to make sure that it really is heading down, and sell when it is near its personal worst in a race to the bottom. This common investment strategy is all about momentum. And if you check with your friends on what to buy, and not an analyst, you tend to get momentum investment advice like this.

A non-intuitive (but valuable) piece of investment advice you need to look into is the one that asks you to invest in stocks that are at their worst. If you are investing for the future, usually it’s the ones that are doing their worst right now, that stand the best chance of improving. Within reason. As perverse as this seems, it does work.

What happens in real life when you try this kind of investment advice?

There are many investment companies like Vanguard, that try to do just this, and their mutual funds have been barely touched by the recession. I actually found that putting your money in a mutual fund that invests half in stocks and bonds, gets you nearly an 8% return annually. Being a little extra partial to the stocks, usually brings you an even better return. In a financial climate where people are losing their shirts, this seems pretty good.

Be the first to comment - What do you think?  Posted by admin - June 3, 2010 at 11:21 am

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